DESCRIPTION
The Medical Professionals program offers 100% financing and expanded underwriting requirements for qualified borrowers, such as excluding student loan debt from the debt-to-income-ratio calculation and employment beginning post-closing for eligible professionals.
Eligible professional designations:
• Medical Resident
• Medical Doctor (MD)
• Doctor of Dental Medicine (DMD)
• Doctor of Ophthalmology (MD)
• Doctor of Osteopathy (DO)
• Chiropractor (DC)**
• Medical Fellow
• Doctor of Dental Surgery (DDS)
• Doctor of Optometry (OD)
• Doctor of Podiatric Medicine (DPM)
• Pharmacist (RPH)*
• Doctor of Veterinarian Medicine (DVM)
• Doctor of Surgery (DCH)
• Doctor of Psychiatric Medicine (DPM)
* A pharmacist must have a PharmD to be eligible for LTVs > 97%.
** Chiropractors are ineligible for LTVs > 97%.