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LOAN PROCESS

VERTICAL LENDING

QUICK CHAT

This first step is crucial and one that will set the stage for the entire process going forward. We will work together to assess credit-worthiness, establish expectations, and discuss some available financing options.

ONLINE APPLICATION

The goal of our application is to gather as much information as possible upfront. This gives us a major head start and allows us to fly through the process.

DOCUMENTS

This is where you come in. We need your help getting your documents in as fast as possible. You will team up with your loan officer to collect items such as W2s, Pay Stubs, Bank Statements, and Employment History.

APPRAISAL

We team up with an industry-leading appraisal management company that helps us keep the ball rolling. By maintaining a high standard for who we partner with, we can streamline what is often an extremely time-consuming step.

APPROVED WITH CONDITIONS

Congrats, you're now approved with conditions. Conditions are like little red flags that show there are still items to address. You will work with your loan officer and resolve these. Now it's time to move forward into processing.

FAST PROCESSING

Our process is goal-oriented rather than deadline-oriented. Our 48-hour processing goal means your closing documents are out weeks before closing and avoid all the last minute craziness.

FINAL UNDERWRITE

The Underwriter will now review your loan and verify that all conditions have been taken care of. The loan process is now complete and is ready for closing

CLOSED

Congratulations!

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